When/where did she acquire surname Pankey? If you're certain the person on findagrave was her, I wouldn't research further! Documentation on your tree is supported by census and other data. She was married just short of her sixteenth birthday and her mom was enumerated in the same county. Her father was remarried to Nora Virginia (Jennie) Yon (11 Jan 1906) and subsequently married Jennie's sister Sarah Lillie (Lillie) Yon (28 Sep 1911). I mean no disrepect, but perhaps she had a "flair for the dramatics"?