OK, found that Pearl was illegitimate child. Mother died soon after her birth-within a couple of years. Father was last name Morgan, he also maybe died. Pearl was raised by her maternal gmother, Jane Garnto. The only Jane I find who would have been about the right age was married to Benjamin Garnto, they had 3 daughters, but can't find out whether any of them died in early 1890's without being wed. Anyone?