"How are you finding the house lists you mentioned?"

google our best friend ;-) such things most time "random".
if you like to look on them:
Czernowitz inhabitants and house-owners
1909: http://czernowitz.ehpes.com/new/hauster/xCzernowitz.html
1913: http://czernowitz.ehpes.com/new/hauster/Cz1914Total.html

Ukrainian Genealogical Research Bureau
http://www.ukrgenealogy.com/