Ancestry has announced they are not going to have an FTM2013 (like no 13th floor?); so getting FTM2012 now is ok.
The issue of historical names, names in records, aka names, villages & hamlets in states like New York, neighborhood names in big cities - like Los Angeles, etc has been cussed and discussed here ad infitum.
I think the solution on that score it to simply consider the PNA as a guide, a spell checker, and a rudimentary county finder - and if a place name does not fit into that scheme, just leave it alone (ie unresolved) or ignore it (ignore).
The problem with that approach is that only resolved places go into the heirarchical view. That means the heirarchical view is useless to me. As I have many names that I do not want to fit into that round hole.
The new ability to resolve church and cemetery names and include five part names for villages and hamlets in New York does provide a little help, but it is still a long way from curing the whole problem. It would be simpler if they just gave ALL names in heirarchical view, regardless of whether resolved or not.